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Title & Settlement OFFERINGS |
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Title |
Search & Examination support
Property report
Commitment typing
Judgment / Lien search
Title Policy preparation
Tax certs
Title plant posting and indexing |
Appraisal & Valuation |
Appraiser network management
Appraisal review
BPO valuations
Property disclosure reports
Comparables and recent sales
Disaster/damage assessment
Verification reports |
Flood Zone Determination |
Flood certificates
Review of FEMA flood maps |
Closing |
HUD1 preparation
Mortgage recording support
Pre-closing QC
Lien release/Payoffs
Instrument preparations
Trailing docs tracking
Scheduling and follow-up |
Foreclosure Services |
Property inspections
TSG (Trustee's Sale Guaranty) report
Delinquent Tax Searches
Asset Management related services
Special Projects |
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Title Preliminary/Commitment ReportSearching the electronic title plants on property and general index and examining the search results in order to prepare the preliminary or commitment report.
Title Search Reports
Searching the electronic title plant databases for the current and prior owners in the chain of title, deeds, mortgages, judgments and liens, bankruptcies. Preparing the report with the appropriate content based on its scope of coverage.
Title Policy Preparation
Keying the exceptions and other details in order to prepare the ALTA policy document.
Abstract Keying
Key data on the title production system from the title abstract in order to prepare the commitment report.
Customized Title Reports
We can prepare a customized title search report based on your specific requirements.
Legal Description/Easement Plotting
We can interpret, retrace the complex legal descriptions, metes and bounds descriptions and plot them on the assessor maps or plats. |
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Title Search Reports
Ownership and Encumbrance Report (Also Called Current Owner Search Report or Property Report)
This report involves searching on the present title holder of the subject property and the last deed for consideration. We search from the current date backward to find a warranty deed or other arms-length transfer on the subject property. Report includes the following details -Vesting deed, current tax status, county assessment information, open mortgages, active judgments, active liens and legal description. This report is used for origination of home equity loans.
Historical searches up to 30 years can be done at an additional cost.
Ownership and Encumbrance Report for Two Owner Search
This report involves a detailed title search on the last two owners in the chain of title of the subject property. Report includes the following details - Vesting deed, current tax status, county assessment info, open mortgages, active judgments, active liens, and legal description. This report is used for origination of home equity loans.
Historical searches up to 30 years can be done at an additional cost.
Legal and Vesting Report
This report includes the following details - Property address and location information, full legal description as per deed, tax status and vesting information.
Deed and Mortgage Report
This report lists the details about the latest vesting deed and any open mortgages on the property.
Liens and Judgment Search Report
Report lists all the active liens on the subject property and judgments on an individual.
Commitment Report - Purchase Transactions and Refinance Transactions
Reports for the refinance and purchase transactions with a detailed search on the current and prior owners on record, conditions, covenants and restrictions, easement restrictions, any active liens and judgments, exceptions and requirements that should be taken care of before the issuance of the policy.
Bring Down or Update Search
We do an update run or search on the subject property from the date of last search to the latest effective date and report all postings during this period.
City Lien Search
This search is for the buyers to understand the liabilities before they purchase a property. It helps them to know if there are any issues/matters attached to the property at city level and includes open/pending/expired permits, code enforcement violations, etc. which could lead to serious consequences.
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Title Plant Building
Image Stapling/Bunching
Scanned single page images are electronically stapled as multi page documents for further processing.
Legal Indexing/Title Indexing/Alpha Indexing
Capturing legal description data, title information and other relevant details (grantor, grantee, book, page, instrument type, recording date and legal description) based on the posting needs from public record documents into a database file
Plat Edits/Condo Edit
Capturing re-platted and condominium information along with the legal information from documents to a database
Fallouts/Locates
Indexing the documents on the correct property index by interpreting the legal description on the documents that did not get posted initially. |
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Indexing
Legal Indexing
Capturing legal description data, title information and other relevant details based on the posting needs from public records documents into a database file. Input to legal indexing is from Image bunching. Legal Indexing is the process of indexing the Legal data such as Map Book #, Plat book #, Section, Township, Range or Block, Lot and PIN.
Title Indexing
Title Indexing is the process of indexing the Title information such as Type of instrument, Grantor, Grantee, Loan amount, Loan type, Maturity date, Property address, PIN and specific remarks.
Plat Edits
Capturing re-platted and condominium information along with the Legal information from documents to a database.
Fallouts / Locates
Indexing the documents on the correct property index by interpreting the legal description on the documents that did not get posted initially. |
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